What Not to Do When You Miss Mortgage Payments
It can all happen so quickly. Maybe you suddenly lost your job or have to deal with an unexpected illness in the family, or maybe you are facing a divorce or have gotten in over your head with credit card bills. These are all very common reasons why homeowners can get behind on their mortgage payments.
If you do find yourself in a situation where you are missing more than one mortgage payment, the one thing that you don’t want to do is ignore the phone calls and letters from your lender. You should take this matter very seriously and work to resolve the problem as quickly as possible. Make sure to keep track of all correspondence you receive for later reference.
It is also important to stay in your home. You may not qualify for foreclosure help if the house is vacant. Your home, if proved vacant, can be seized.
Having to navigate through the foreclosure process on your own can be very stressful and intimidating. That’s why we highly recommend that you consult with an experienced foreclosure attorney. At Korte & Wortman, P.A., your first meeting with us is always free. We will evaluate your foreclosure situation and inform you of the costs for any additional services your particular situation requires.
As one of the few South Florida firms that handles foreclosure defense, our experienced attorneys at Korte & Wortman, P.A. know what is required to help you achieve your goal – whether it be to stop foreclosure or walk away with a clean slate. Our documents are standardized, which makes our correspondence with lenders seamless. Mortgage companies appreciate our expertise, and clients appreciate our ability to make negotiations run smoothly.
Korte & Wortman, P.A. is a law firm specializing in defending those injured through foreclosure. Based in West Palm Beach, our firm represents clients throughout the state of Florida and across the eastern seaboard. With expertise in all aspects of real estate law, the attorneys at Korte & Wortman also represent clients in real estate closings, property tax appeals, condominium and HOA disputes and landlord-tenant disputes. To learn more, visit www.foreclosurefactor.com or call 561-228-6200.