Credit Card Law
Brought To You By Korte & Wortman, P.A.
Are there restrictions in Florida on when or where a debt collector can contact me?
What practices are off limits for debt collectors in Florida?
What must a debt collector tell me about my debt in Florida?
Can a debt collector contact my family, employer, or anyone else about my debt in Florida?
If I owe money to more than one creditor, can I control which debts get paid?
Can a debt collector garnish my bank account or my wages in Florida?
How can I stop a debt collector from contacting me in Florida?
What should I do if I think a debt collector violated the law?
How do creditors determine finance charges?
What is the connection between my credit card finance charge and the annual percentage rate?
How much interest can be charged on a credit card?
Can my credit card company change my rate?
Are there limits to what my credit card company can charge for late fees?
How can I receive a lower interest rate on my credit card?
Do all credit cards charge an annual fee?
A lender turned down my application because of something on my credit report. What can I do?
For what reasons can a creditor cancel my account?
Can a creditor reduce, or not approve, my credit because of my age?
How much money am I responsible for, if someone uses my credit card without my consent?
How many days must my credit card bill arrive before it is due?
What are the penalties if a creditor breaks the law?
What do I do if I will be late to pay my credit card bill?
How long does information remain on my credit report?
How do I fix an error on my credit report?
How do I get a copy of my credit report?
Do both federal and state laws apply to credit cards?
What should I do if a debt collector sues me?
Can a debt collector keep contacting me if I do not think I owe any money?
Are credit card companies required to give a grace period on purchases before beginning finance charges?
Why do banks increase credit card interest rates?
Do banks consider how long I have been a customer before raising my interest rates?
If I lose my credit cards, what should I do?
Angie Francalancia, The Connection PR
O (561) 837-3251
C (561) 324-2412
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